📈Faiz Oranı Modeli
We employ a triple-slope interest rate model to determine the borrowing interest rate. See details below:
Borrowing Interest = m * utilization + b
Lending Interest = Borrowing Interest * Utilization * ( 1 - Lending Performance Fee)
BNB Chain's Lending pool
ALPACA's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
0% - 60% | 0% | 20% | 0.333 | 0 |
60% - 90% | 20% | 20% | 0 | 0.2 |
90% - 100% | 20% | 150% | 13 | -11.5 |
![](https://docs.alpacafinance.org/~gitbook/image?url=https%3A%2F%2F3136390691-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252F-MU6Wanx5w-7VGZNflCi-887967055%252Fuploads%252FvfrljomQUkzUKtSLM18O%252FALPACA%27s%2520Borrowing%2520Interest%2520Rate%2520vs.%2520Utilization.png%3Falt%3Dmedia%26token%3D17f4052d-3e8f-488d-8ebe-dbb39efc36ca&width=768&dpr=4&quality=100&sign=79c192a8&sv=1)
CAKE's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
0% - 80% | 0% | 20% | 0.25 | 0 |
80% - 90% | 20% | 20% | 0 | 0.2 |
90% - 100% | 20% | 150% | 13 | -11.5 |
![](https://docs.alpacafinance.org/~gitbook/image?url=https%3A%2F%2F3136390691-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252F-MU6Wanx5w-7VGZNflCi-887967055%252Fuploads%252FEft8QhdUjCulinDEE7D8%252FCAKE%27s%2520Borrowing%2520Interest%2520Rate%2520vs.%2520Utilization.png%3Falt%3Dmedia%26token%3D90bc6e95-e449-424e-b769-6f9bd27e66bb&width=768&dpr=4&quality=100&sign=813b6455&sv=1)
BNB's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
---|---|---|---|---|
0% - 85% | 0% | 17.5% | 0.206 | 0 |
85% - 90% | 17.5% | 17.5% | 0 | 0.175 |
90% - 100% | 17.5% | 150% | 13.25 | -11.75 |
![](https://docs.alpacafinance.org/~gitbook/image?url=https%3A%2F%2F3136390691-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252F-MU6Wanx5w-7VGZNflCi-887967055%252Fuploads%252FiI752HQKjKpJSNwRovGn%252FBNB%27s%2520Borrowing%2520Interest%2520Rate%2520vs.%2520Utilization.png%3Falt%3Dmedia%26token%3Df0b1d4f2-5e49-4c9c-b658-d5e254a06fcd&width=768&dpr=4&quality=100&sign=2c22e8d7&sv=1)
BUSD's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
---|---|---|---|---|
0% - 75% | 0% | 20% | 0.267 | 0 |
75% - 90% | 20% | 20% | 0 | 0.2 |
90% - 100% | 20% | 150% | 13 | -11.5 |
USDT's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
---|---|---|---|---|
0% - 85% | 0% | 17.5% | 0.206 | 0 |
85% - 90% | 17.5% | 17.5% | 0 | 0.175 |
90% - 100% | 17.5% | 150% | 13.25 | -11.75 |
![](https://docs.alpacafinance.org/~gitbook/image?url=https%3A%2F%2F3136390691-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252F-MU6Wanx5w-7VGZNflCi-887967055%252Fuploads%252FHQ2TCfECtVWsbHfTHvNo%252FUSDT%27s%2520Borrowing%2520Interest%2520Rate%2520vs.%2520Utilization%2520%282%29.png%3Falt%3Dmedia%26token%3Da7ebc2e3-e45e-4351-9252-9e962289bfcb&width=768&dpr=4&quality=100&sign=ecab04f7&sv=1)
ETH's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
0% - 70% | 0% | 20% | 0.286 | 0 |
70% - 90% | 20% | 20% | 0 | 0.2 |
90% - 100% | 20% | 150% | 13 | -11.5 |
![](https://docs.alpacafinance.org/~gitbook/image?url=https%3A%2F%2F3136390691-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252F-MU6Wanx5w-7VGZNflCi-887967055%252Fuploads%252F40neDcc7BG91760S4DP7%252FETH%27s%2520Borrowing%2520Interest%2520Rate%2520vs.%2520Utilization.png%3Falt%3Dmedia%26token%3De6c46ee7-f0a8-4525-b354-307252600539&width=768&dpr=4&quality=100&sign=1bc828f2&sv=1)
Other Assets' Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
0% - 60% | 0% | 20% | 1/3 | 0 |
60% - 90% | 20% | 20% | 0 | 0.2 |
90% - 100% | 20% | 150% | 13 | -11.5 |
Fantom's Lending pool
FTM's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
---|---|---|---|---|
0% - 85% | 0% | 17.5% | 0.206 | 0 |
85% - 90% | 17.5% | 17.5% | 0 | 0.175 |
90% - 100% | 17.5% | 150% | 13.25 | -11.75 |
USDC's Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
---|---|---|---|---|
0% - 85% | 0% | 20% | 0.235 | 0 |
85% - 90% | 20% | 20% | 0 | 0.2 |
90% - 100% | 20% | 150% | 13 | -11.5 |
![](https://docs.alpacafinance.org/~gitbook/image?url=https%3A%2F%2F3136390691-files.gitbook.io%2F%7E%2Ffiles%2Fv0%2Fb%2Fgitbook-x-prod.appspot.com%2Fo%2Fspaces%252F-MU6Wanx5w-7VGZNflCi-887967055%252Fuploads%252FzfF64h2goA5wznbzc6Du%252FUSDC%27s%2520Borrowing%2520Interest%2520Rate%2520vs.%2520Utilization%2520%281%29.png%3Falt%3Dmedia%26token%3D7f29f5db-5ad4-4cbf-bab3-909884d0f160&width=768&dpr=4&quality=100&sign=e688e153&sv=1)
Other Assets Borrowing Interest Rate
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
0% - 60% | 0% | 20% | 1/3 | 0 |
60% - 90% | 20% | 20% | 0 | 0.2 |
90% - 100% | 20% | 150% | 13 | -11.5 |
TOMB's Borrowing Interest Rate:
Utilization Range | Interest rate at min. range | Interest rate at max. range | m | b |
---|---|---|---|---|
0% - 80% | 0% | 50% | 0.625 | 0 |
80% - 100% | 50% | 100% | 2.5 | -1.5 |
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