AIP-7: Handling of a recent bad debt on Fantom Network

Background:

During the last week’s market correction, Alpaca Finance platform incurred some bad debt in Fantom network. This was due to a combination of rapid price decrease, network congestion and unresponsive node on the Fantom network, causing delay in liquidation.

Proposed Implementation:

The total amount of bad debt is 62,471 FTM or ~23k USD (at current FTM price) which represents about ~2% of the total amount of FTM liquidated.

Since the amount is higher than 10k USD, we are putting this up for a discussion to activate the insurance plan to cover bad debt for FTM lenders.

Voting

A simple YES or NO on the activation of Alpaca Insurance Plan as outlined here: [Security - Alpaca Finance] (https://docs.alpacafinance.org/our-protocol-1/security#alpaca-insurance-plan)

Resolution:

Community voted to activate Insurance plan

References:

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