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Interest Rate Model

We employ a triple-slope interest rate model to determine the borrowing interest rate. See details below:

Borrowing Interest = m * utilization + b

Lending Interest = Borrowing Interest * Utilization * ( 1 - Lending Performance Fee)

BNB Chain's Lending pool

ALPACA's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 60%
0%
20%
0.333
0
60% - 90%
20%
20%
0
0.2
90% - 100%
20%
40%
2
-1.6

CAKE's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 80%
0%
20%
0.25
0
80% - 90%
20%
20%
0
0.2
90% - 100%
20%
150%
13
-11.5

BNB's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 50%
0%
10%
0.2
0
50% - 90%
10%
10%
0
0.1
90% - 100%
10%
40%
3
-2.6

BUSD's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 30%
0%
8%
0.267
0
30% - 90%
8%
8%
0
0.08
90% - 100%
8%
40%
3.2
-2.8

USDT's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 40%
0%
8%
0.2
0
40% - 90%
8%
8%
0
0.08
90% - 100%
8%
40%
3.2
-2.8

USDC's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 60%
0%
20%
0.333
0
60% - 90%
20%
20%
0
0.2
90% - 100%
20%
40%
2
-1.6

TUSD's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 60%
0%
20%
0.333
0
60% - 90%
20%
20%
0
0.2
90% - 100%
20%
40%
2
-1.6

BTCB's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 60%
0%
20%
0.333
0
60% - 90%
20%
20%
0
0.2
90% - 100%
20%
40%
2
-1.6

ETH's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 70%
0%
20%
0.286
0
70% - 90%
20%
20%
0
0.2
90% - 100%
20%
40%
2
-1.6

Fantom's Lending pool

FTM's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 85%
0%
17.5%
0.206
0
85% - 90%
17.5%
17.5%
0
0.175
90% - 100%
17.5%
150%
13.25
-11.75

USDC's Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 85%
0%
20%
0.235
0
85% - 90%
20%
20%
0
0.2
90% - 100%
20%
150%
13
-11.5

Other Assets Borrowing Interest Rate

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 60%
0%
20%
1/3
0
60% - 90%
20%
20%
0
0.2
90% - 100%
20%
150%
13
-11.5

TOMB's Borrowing Interest Rate:

Utilization Range
Interest rate at min. range
Interest rate at max. range
m
b
0% - 80%
0%
50%
0.625
0
80% - 100%
50%
100%
2.5
-1.5